We go to school to learn history and become conversant in things that happened in the past. We read newspapers and get online newscasts that inform us about everything going on in the present. Potentially, the most valuable time-sensitive information would be what is going to happen in the future. Each year, as the calendar turns over, pundits make their predications for the coming twelve months. It is fascinating to look back in retrospect to see what these self-proclaimed experts predicted a year ago and how badly they missed the mark. Abraham Lincoln said, “The best way to predict the future is to create it.”