Money Management

Financial Planning for the Birds by Jim Stovall

When it comes to money, we can all learn from our friends the birds.  

Most people among us know no way to survive financially other than flapping their wings through working at a job and living paycheck-to-paycheck. These people work hard and spend every penny they earn—and often a bit more—thanks to our culture of credit.  

Rainy-Day Umbrella by Jim Stovall

In the annual survey of American’s savings rates, an alarming trend is emerging. Reports show that 60 percent of American households could not cover a $500 car repair from savings. This, reportedly, would force them to increase their credit card balance, borrow from family and friends, not pay one of their other bills, or do without a necessity in their monthly expenses.