Inevitably, any discussion involving long-term investing touches upon the stock market. Most investors know, and financial experts agree, that long-term, the stock market is an investment worthy of consideration. While I have always believed in and profited from the stock market, please remember that it may not be wise to invest money in equities or common stock if you need those funds within the next five years. The vast majority of five-year periods throughout the stock market’s history have been favorable. However, if you’re investing for a year, a month, or a day, it can be very volatile and risky. Overall, I know that the weather will be generally hot in August, but if I’m betting on one specific day, it’s impossible to predict.